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Lloyds headline figures better than expected. PBT GBP1.6bn against estimates of around GBP1bn. Impairments down to GBP6.5bn (GBP13.4bn).Net interest margin improved to 2.08% (1.72%). Share price improved to 73/74p and analysts have a consensus target of 79p. Outlook bullish but dependent on improving UK economy.